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I-Solutions Advisor

Risk management and insurance planning are not one-time static exercises but ongoing evolving processes. They form the basis of a good financial plan. Although the basic purpose of life insurance is to provide your dependents with a continuing source of income in case of eventuality, it also provides for other financial needs.

We ensure that your overall plan confers adequate protection to you—be it through disability insurance, health insurance, or professional indemnity. Our plans also simultaneously ensure that you are investing the right amount, not more, in insurance.

At I-Solutions, we help our clients to manage risk by investing regularly as and when they have liquidable surplus. We offer unique investments options which offer:

Life Insurance Policies

Life insurance in its simplest form means being prepared financially, come what may. It ensures that your family and you receive financial support in case you are not able to bring in the much-needed income yourself. Life Insurance is a financial tool that pays you or your dependents a sum of money either after a set period or upon your death as the case may be.

Income Replacement

Life can throw surprises your way, without warning. Some may be pleasant, while others may not be. Some of these unexpected events like premature death of the primary earning member of the family, create irreplaceable emotional loss but with careful financial planning, you can ensure your family does not have to cope with financial strain as well.

Cash flow Protection

Cash flow Protection plans are custominsed investment plan that enables one to plan for important stages or milestones in life. These plan aims to cover the need of wealth accumulation, retirement and legacy transfer, or other predefined events of the life like business expansions, purchase of luxury lifestyle products or charity programs. It also ensures the availability of the funds for predefined objective in case of any eventuality like death, change in financial status.

Critical Care Plan

Critical care plan provides for a lump sum payment on survival post diagnosis of a critical illness, so that in the event a critical illness strikes, you don't have to dig into those precious savings of yours. Such plan that covers critical illness means you can insure yourself against the risk of serious illness.It will give you the same security of knowing that a guaranteed cash amount will be paid if the unexpected happens and you are diagnosed with a critical illness.

Beneficiary Concept

Beneficiary Concept, One of the very popular investment option amoung HNIs today in country. These are the plan which is meant for corpus building for specific person in family, who will be only and only owner of this funds in any case may be Death or Change in financial status or even in case of the maturity of this investment. It also aims to protect your family from your loan and other liabilities in case of unfortunate demise within the term.


Such investments cannot be attached by the Creditors of other Legal Heirs of the deceased husband. It is to be noted that unlike in the case of other investment which can be claimed by other Legal Heirs also , MWP Act Policies can neither be claimed by the other Legal Heirs nor by the Husband's Creditors. Even the husband cannot claim any benefit. Therefore, an absolute estate is created in favor of the wife or children. This is a special privilege given by Law only to a Life Insurance Policy taken by a married man. This benefit is not available for any other asset. This benefit is not available for any other asset.

Family Trust

A family discretionary trust is an trust created by and for the members of the same family. Such trust is a legal vehicle created through a contract in which a person (the settlor) transfers assets to one or more persons (the trustees) to control those assets for the benefit of the beneficiaries. Settlers may transfer a variety of assets into the trust, including equity portfolios, shares from a family company, rental properties, a principal residence, etc. Then, according to the level of discretion described in the trust deed, the trustee may allocate trust revenues or capital to one or more of the beneficiaries. Beneficiaries might include the settler’s spouse, children or grandchildren, or, subject to certain tax rules, the settler himself.